Why buy life insurance for couples with Serenia Life?
You’ve built a home, a family, and a life together – so make sure to protect what matters most! With Serenia Life’s Couples Insurance, you can rest easy knowing your debts will be paid off and your children will be taken care of when you’re no longer around. Not to mention:
- It’s more affordable than buying two single policies, even if one of you has a health condition1
- You can ensure your kids don’t take on mortgage payments or debt after you pass
- The right life insurance means passing on the cottage to the kids, without passing on all the tax2
- You’ll get access to our growing collection of unique benefits – exclusive to Serenia Life members!
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UP TO $500 IN SAVINGS!
Save on all first-year life insurance policies with Serenia Life.
See our terms and conditions below.*
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What is Couples Insurance?
Couples Insurance is a nicer nickname we’ve given to a product whose official name sounds a bit scary: Joint Last to Die (JTLD) insurance. JLTD provides affordable coverage for two lives under one policy, simplifying the process for everyone involved. The beneficiaries of a JTLD policy receive the death benefit after the second person passes away.
Serenia Life’s Exclusive Benefits for Members3
Free Online Will
We’ve partnered with Willful® to give members the opportunity to create their will and appoint power of attorneys (POAs) simply, quickly – and at no cost.
$2,500 Scholarship
Take advantage of a one-time $2,500 scholarship towards any year of a full-time diploma, undergrad degree, or graduate program.
Fundraiser Support
Apply to receive up to $300 in seed money to fund your fundraiser, plus a post-event donation of $100-$300 to the cause you’re supporting.
Traditional Will
Receive a reimbursement of up to $150 when you hire a lawyer to draft or update your will or power of attorney (POA).
Volunteer Benefit
Apply for up to $400 to cover expenses (like gas, parking, or lost work hours). Feel free to donate the money to your cause if there were no associated costs.
Safe Communities
Keep kids in your community safe with a safety kit and safety sign that reminds drivers to slow down when neighbourhood children are at play.
1 As long as the other partner is in good health.
2 Taxes owing on a second property upon inheritance could be substantial. Beneficiaries can use the insurance payout towards the Capital Gains Tax payment.
3 Serenia Life Financial’s member benefits and program are not contractual. They are subject to change and maximum funding limits.
4 PMG Intelligence “Member Satisfaction Research 2022.” Conducted September 2022 on behalf of Serenia Life Financial.
5 For more details, please contact us through Member Services at or at 300-470 Weber Street North, Waterloo, ON N2L 6J2. You may view our Privacy Policy online at: serenialife.ca/privacy-policy.
